HOUSEBREAKING: GOOD RISK MANAGEMENT PRACTICES

YOUR HOME

1. Ensure your main / side gates are securely closed and locked when you leave your house or when back from work or before you retire for the night. Cases of gate left ajar are not uncommon.

2. All house windows and doors openings to be protected with iron grill against break in. (For fire safety purpose, ensure that the grill can be easily open from the inside as there are just too many cases of victims being trapped inside during a fire)

3.Ensure the metal door to your rubbish chute compartment is securely closed from the inside. The rubbish collector had the habits of leaving the door ajar after collecting your rubbish

4. Closed all doors and windows especially the ground floor of your house but if you have to open them, ensure your external gates are securely fastened and locked

5. Tint all windows or install black out curtains at windows facing the main road to prevent would be burglars from seeing all your attractive furnishings, items etc placed in your living hall

6. Statistics have shown that many break-ins occurred during the early afternoon when most houses are unoccupied with residents out working. Keep doors and windows especially the rear ones securely locked and fastened Activate your intruder alarm and link the system to your hand phone or PC. Install CCTV which is the primary defense against any attempted break in. Said to be more deterrent to burglars as they know their images will be recorded live before they make the illegal entry into your house. Maintain these systems in good working condition

7. If you have live in maid, instruct her not to open the gate to any strangers who may disguise as contractors and come a calling on the pretext of repairing the defects in your house. She should call YOU if she is in doubt. She should be advised not to wander outside your perimeter fencing to do gardening, lepak etc at this odd hour as she could be forced at gun point to open the door to your house.

8. If you are going away for vacation or outstation and your house is to be left unoccupied, inform your neighbors to keep an eye for you and vice versa. Make sure you can be easily reached or contacted in the event of an emergency. Suspend any newspapers delivery to your house during your absence.

Important note:
Please inform your Insurer if your house is to be left unoccupied for more than 90 consecutive days. Insurance for Theft of contents and personal belongings will be suspended unless prior notice is given and an additional premium is paid to your Insurer.

9. Switch on your porch lights as well as the rear lights at night. Use of timer switch is recommended. Remember burglars/intruders usually strike at dark spots which are invisible to others. However, if the electricity bill is your concern, work out a win-win situation with your immediate rear neighbor with each volunteer to switch on the rear lights on alternative nights.

10. Make a copy of all EMERGENCY telephone numbers of Police, Fire Brigade, Ambulance, municipal Councils etc which can proved useful when we need their assistance. Stick the numbers on your fridge, wall etc. for easy visibility.

11. Use your cars parked at your porch as the alternative mode of protection against intruders/ burglars. Keep a set of your car spare keys with the alarm remote control in your master room. Should you sight any burglars/intruders in the vicinity of your compound in middle of the night, immediately press your car remote control and set off the alarm to get attention.

12. Be vigilant at all times. Look out for suspicious characters loitering around your neighborhood and report them to the authorities concerned.

13. Discard the “IT WILL NOT HAPPEN TO ME” attitude as burglars / intruders can strike any time, anywhere without warning. Know all your neighbors, get their contacts, participate in discussion, gotong royong etc.

14. Form and subscribe to a Gated and Guarded Community with 24 hrs security and patrol by a professional security firm that had proven to reduce crime rate to almost zero percent.

DISCLAIMER

This write up on “Good Risk Management Practice” is advisory in nature only and is intended for Members reading pleasure only. We will not take responsibility for any loss and or damages to properties or injuries sustained by Houseowners as a result of complying or trying to comply with the above practices

THE A-Z (TERMINOLOGY) OF MOTOR INSURANCE

LONPAC INSURANCE BHD, ALOR STAR 25TH MAY 2016

Good Day, Participants

Welcome to our CPD Training 2016

You are invited to down load the training materials by clicking on the link below

https://www.dropbox.com/s/htj5fkqrdyt6tn2/AZMotorLONPAC%5BCompatibility%20Mode%5D.pdf?dl=0

No hard copies will be distributed during the session in our effort to go GREEN

Please be reminded that these materials are intended for your internal reference only and are not to be reprinted, copied and distributed to others who are non participants without the permission of the author

Happy Learning

Admin

LL

EXPANDING PERSONAL AND COMMERCIAL LINES INSURANCE

LONPAC INSURANCE BHD J.BAHRU 17TH MAY 2016

Dear Participants

Good Day. Welcome to our CPD Training 2016

You are invited to download the training materials by clicking on the link below:

https://www.dropbox.com/s/13ic6zdt18f8otp/ExpPerCommLonpac%20%5BCompatibility%20Mode%5D.pdf?dl=0

No hardcopies will be distributed in our effort to go GREEN

Please be reminded that these training materials are intended for your internal reference only and are not to be reprinted and distributed to others who are non participants of this class without the permission of the author

Happy Learning

Admin

COMPREHENSIVE GENERAL LIABILITY INSURANCE

LONPAC INSURANCE BHD, KUANTAN, 13TH MAY 2016

Dear Participants

Good Day. Welcome to our CPD Training 2016

You are invited to download the handouts by clicking on the link below:

https://www.dropbox.com/s/1jceca31hs5k2v2/CGLMaster%20-%20PrintCopy.pdf?dl=0


No hard copies will be distributed in our effort to go Green.

Please be reminded that these handouts are meant for your internal reference only and not to be reprinted and distributed to others who are non participants without the permission of the author

Happy Learning

Regards
ADMIN

STRATEGIES ON RUNNING A SUCCESSFUL AGENCY IN A DETARIFF MARKET

LONPAC INSURANCE BHD, MELAKA, 6TH MAY 2016

Dear Participants

Good Day. Welcome to our CPD Training 2016.

You are hereby invited to download the training material by clicking on the link provided below

https://www.dropbox.com/s/o3spqgl3uvd2c7p/pRINTCopySUCCESSFULAGENCY.pdf?dl=0


Please be reminded that these handouts are meant for your internal reference only and are not to be reprinted or distributed to other sources without the permission of the author

Happy Learning

Regards
Admin