From the general perspective of Insurers, backyard operators are amongst the many industrial risks who are the least concerned about fire protection and fire prevention at their premises. To them, there is insurance to claim, for any loss or damage to their properties, so why bother with fire prevention measures. They do not realize the long term damage caused by interruption to their business which can result in loss of goodwill, loss of customers, reduced market share or worst, goes into liquidation etc.
Below are amongst the evidence of "neglects" in majority of risks:
Portable fire extinguishers (PFE) are often misplaced from their original position, or past their service date or damaged due to vandalism. Theft of PFE is not uncommon.
Hydraulic Hose Reels (HR) are sometimes used for the wrong purpose (for washing car) when they are supposed to be used only for fire fighting. Pumps, at times, were found malfunctioned when tested. External Flexi hose, due to prolong exposure to heat under the scorching sun became brittle and caused leak Those installed internally are damaged by the impact of moving vehicle like forklift.
Pillar Hydrants in the compound, especially those fed from the public mains often suffered from low water pressure making fire fighting ineffective. Those installed with own pump sets were found to malfunction at times when tested. Effective capacity of the water storage tank failed to meet the minimum requirement of the hydrant system. . Canvas hose and nozzle kept next to each hydrant point were found missing. Often the view of hydrant is obstructed by overgrown lalangs or bushes.
Break Glass Fire Alarm and Smoke/Hear Detectors are meant to detect fire and summon help to the affected area. Often they are poorly maintained with weak battery, faulty bulb and wrong positioning. Sometimes, the Control Panel is not even manned.
Automatic sprinkler system suffered from faulty pump sets, ineffective capacity of the water storage tank and obstructed sprinkler heads etc
I am a Knowledge Engineer specialize in the areas of insurance and risk management.With 35 years of working and lecturing experience behind me, I believe in educating and sharing knowledge with the public about risk and insurance affairs in Malaysia. I am also open to inquiries on any insurance related training as well as providing claims consulting services to clients in their hours of need. I invite you to post any comments/inquiries on my blog or you can send an e-mail to steven@csh.com.my
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