CPD TRAINING 15TH JULY 2016 @ SEREMBAN

Personal Injury Claim: Uniform Quantum of Payment

The days of inconsistent awards handed down for injuries sustained in accidents are over.

Since January 2011, a compendium of personal injury award has been in place in the magistrate's and sessions courts to serve as a guide line. Below are the range of awards for selected personal injury claims:

Injury                                                   Low (RM)                  High (RM)                                                                                       
1.   Phalange (finger)                            3,000                           12,000
2.   Phalange (toe)                                3,000                            6,000
3.   Skin Grafting                                  10,000                         25,000
4.   Memory Impairment                       20,000                         45,000
5.   Loss of Eye                                    80,000                         85,000
6.   Ear Ripped off                                 5,000                          15,000
7.   Loss of One Testicle                       15,000                         25,000
8.   Loss of Both Testicles                     60,000                         80,000
9.   Loss of An Ovary                           15,000                         40,000
10. Loss of Both Ovaries                      60,000                         80,000

With the uniformity in awards for similar injury claims, it is easier for lawyers to advise clients with majority of cases settled on the date of the hearing instead of wasting time arguing over the quantum.


Nonetheless, the Judges and Lawyers are at a liberty to depart from the compendium if case law or factual circumstances so dictate. For example, Lawyers may need to argue case law before the judge in seeking higher quantum of awards for major disability, amongst others to include loss of furture earnings, pain and suffering, nursing care and prosthetic limbs etc.

In such a case, the court will take into consideration the claimant's age, gender, and marital status and whether the injuries would affect the prospect of marriage.

Other factors that have a say in the quantum of the awards are the impact on the claimant's employment, ability to perform household chores, facial and body asymmetry, ability to have children and whether the claimant is a sportsperson etc

The compendium is intended to be a quick reference document for judges and lawyers and can be accessed at http://www.malaysian-bar.org.my/task_force_to_review_the_compendium_of_personal_in/

Source: The Star 13th May 2011

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LONPAC INSURANCE BHD, 
SEREMBAN 15TH JULY 2016
PENANG 21ST JULY 2016

Dear Participants



Good Day. Welcome to our CPD Training 2016.

You are invited to download the soft copies of the handouts by clicking on the link below:

https://www.dropbox.com/s/1jceca31hs5k2v2/CGLMaster%20-%20SBNPrintCopy.pdf?dl=0


No hard copies will be distributed in our effort to go green.

Please be reminded that these handouts are intended for your reference only and not to be reprinted and distributed to any other sources without the permission of the author.

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EXPANDING PERSONAL AND COMMERCIAL LINES INSURANCE

LONPAC INSURANCE BHD, BATU PAHAT 12TH JULY 2016


Dear Participants

Good Day. Welcome to our CPD Training 2016.

You are invited to download the training materials by clicking on the link below:


https://www.dropbox.com/s/ikq1u0wczltzhqn/ExpPerComBP%20%5BCompatibility%20Mode%5D.pdf?dl=0


No hard copies will be distributed in our effort to go GREEN.

Please be reminded that these training materials are intended for your internal reference only and are not to be reprinted and distributed to others who are non participants of this training class without the permission of the Author

Regards
Admin